Where Expats Live in Vietnam for American Retirees
Where Expats Live in Vietnam for American Retirees
Where Expats Live in Vietnam
Where Americans have actually settled in Vietnam, who each place suits, and the practical detail that decides whether you enjoy living there.
Da Nang
The largest and fastest-growing Western community in Vietnam.
A long clean beach, the Marble Mountains and Ba Na Hills behind, an international airport, a modern private hospital, air quality far better than the two big cities, and a cost of living that lets a couple live very comfortably on 1,500 dollars a month.
Typical couple’s budget: $1,500 per month
Hoi An
A long-standing and tight-knit foreign community.
A beautifully preserved UNESCO trading town, walkable and bicycle-friendly, with beaches nearby and Da Nang hospitals half an hour away. Autumn flooding is a recurring feature.
Typical couple’s budget: $1,400 per month
Ho Chi Minh City: Districts 1, 2 and 7
Business-oriented foreigners and a growing retiree presence.
The best hospitals and the deepest international services in Vietnam, with a rapidly modernising city and direct international flights.
Typical couple’s budget: $1,800 per month
Da Lat
A small community seeking relief from the heat.
The only genuinely cool climate in Vietnam, at 1,500 metres, with French colonial architecture, pine forests and flower farms.
Typical couple’s budget: $1,300 per month
Practical detail
Climate
Three distinct regions. The north has real seasons including a cool damp winter and hot humid summer, with serious winter air pollution in Hanoi. The centre, including Da Nang and Hoi An, is hot with a concentrated autumn rainy season and typhoon exposure. The south is hot and humid year round with a wet and a dry season.
Safety
Very safe in terms of violent crime. Petty theft, particularly motorbike snatch theft of phones and bags, is common in Ho Chi Minh City. Road safety is genuinely poor and motorbike accidents are the leading risk to foreign residents by a wide margin.
Language
Vietnamese is tonal and difficult, and English proficiency is low outside tourism and the international business sector. Da Nang and Hoi An have enough foreign presence that services exist in English; daily life does not.
Banking
Foreign residents with a temporary residence card can open Vietnamese accounts. Those on tourist or short business visas generally cannot, which is one of the practical costs of the rotation approach. Cash remains dominant outside the cities.
Driving
Vietnam recognises International Driving Permits issued under the 1968 Vienna Convention. U.S. permits are issued under the 1949 Geneva Convention and are not recognised, so Americans technically need a Vietnamese licence to drive legally, including a motorbike. Many do not obtain one, and this has insurance consequences after an accident.
Internet
Excellent and extremely cheap. Vietnam has some of the best value fibre and mobile data anywhere.
Bringing pets
Import permit, rabies vaccination and a USDA-endorsed health certificate. Requirements are manageable but airline routing into Vietnam with pets is limited.
Shipping your belongings
Household goods can be imported by holders of a temporary residence card. Those on short visas cannot import effectively, another practical cost of the rotation approach.
Presence requirements
Not applicable in the absence of a residence category.
Where Expats Live in Vietnam: common questions
Should I buy or rent first?
Rent, for at least six to twelve months. Neighbourhoods that look identical online differ enormously in noise, water pressure, internet reliability, walkability and winter light, and none of that is visible from a listing. Almost every experienced expatriate gives this advice and almost every new arrival ignores it.
How do I choose between these places?
Work backwards from healthcare and climate, which are the two things you cannot change once you arrive. Then weigh community, cost and language. Most people over-weight cost at the start and under-weight distance from a hospital that can handle something serious.
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